Hamm has been training bankers for 27 years, designing and delivering courses specializing in commercial lending and credit, including portfolio and risk management, commercial real estate (CRE) and appraisals, plus selling and negotiating skills, and director training. His clients include:
- National associations such as The Risk Management Association (RMA) and the American Bankers Association (ABA)
- Regional banking schools such as the Barret School of Banking – Memphis, the Graduate School of Banking – Wisconsin, the Southwestern Graduate School of Banking – Dallas and the Graduate School of Banking at Colorado
- State banking and community banking associations in a dozen states
- Individual banks
He is based in Huntsville, AL and has owned/operated Advantage Consulting & Training for 13 years, after a 22-year banking career including senior positions in lending and credit, plus president of a community bank through formation and acquisition of an existing bank.
During his banking career he was active within RMA’s chapter structure, plus serving on several committees at the national level. He has written over 20 articles for The RMA Journal and still serves on The Journal’s Editorial Advisory Board.
He has created several courses for RMA, including the first versions of Global Cash Flow
and Construction Loan Administration
. He has also been involved in updating, editing and teaching most of RMA’s commercial real estate courses.
In 2012 Richard edited, updated and revised ABA’s long-standing textbooks Commercial Lending and Analyzing Financial Statements, as well as provided all content for an electronic curriculum based on both books.
He has BS and MBA degrees from the University of Alabama.